Pensions and Divorce

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"One of the best family departments in London. The firm as a whole provides a "Rolls-Royce" service, with particular expertise in cases with an international/multi-jurisdictional element"

Legal 500 UK, The Client's Guide to Law Firms

Pensions are often the most valuable but also the most complicated asset to value and access during divorce proceedings. Our team of family and divorce lawyers has a wealth of experience dealing with pensions on divorce. We understand the importance of this asset and the impact that pension sharing on divorce may have on your future retirement planning and we can help you obtain the best outcome.
 

Our detailed knowledge of the courts’ powers in respect of pensions on divorce and the relevant procedure helps us to explain all of the options available. Pensions are complicated investments and we therefore work hard to ensure that we have a good understanding of both our clients’ and their partners’ pension entitlements from the outset. We understand the need to value the relevant pensions early on in divorce proceedings and equally the need to consider the potential tax implications for both spouses. Following legislation which gave greater access to pensions, it is now even more important to understand how this asset can be utilised in the best possible and most tax efficient manner on divorce.

Valuing pension entitlements and understanding the tax implications is often a complex process, particularly where public sector schemes are involved. In order to offer the required expertise, we have developed strong relationships with a diverse range of expert professionals both in the UK and abroad, including independent financial advisers, pensions experts and actuaries. We work closely with our contacts in order to provide you with tailored expert advice relevant to your situation and have an expert team of private client lawyers on hand to assist where necessary.

Unfortunately, the complexities around pensions and divorce do not end when an agreement has been reached or a court order has been made. Difficulties can often arise over the implementation and enforcement of pension sharing orders and we work hard from the outset to try to minimise any risks where possible.

We are known for providing a strategic, well-rounded and comprehensive service which is very important when dealing with pensions in particular. Examples of our team’s experience in dealing with complex pensions issues on divorce include:

  • Advising clients who are, or whose spouses are, members of valuable public sector pension schemes (e.g. police and fire service, armed forces and NHS) or final salary schemes. The values of such schemes are updated infrequently and it is important to seek advice from an actuary or independent financial adviser;
  • Assisting clients with the implementation of pension sharing orders where there has been a delay; and
  • Advising clients who have pension funds outside the jurisdiction.

Further information

If you require further information or advice from our team of specialist family lawyers relating to pensions on divorce, please contact a member of our team or call us on +44 (0)20 7814 1200.

"A ‘stellar firm with well-regarded partners and associates alike. It is known for being very experienced in both finance and children cases. The firm as a whole provides a Rolls Royce service’. It has particular expertise in cases with an international/jurisdictional element"

Legal 500 UK 2019

""proper all-round service", "they are really good solicitors and engage with clients on a human level." "They are a team who are genuinely committed to their clients and really care about delivering justice for them""

Chambers UK 2019, A Client's Guide to the UK Legal Profession

"They are just a really nice firm, and do a very good job and have very good clients. They are good at cross-over complexity. It probably helps that they have lots of departments that deal with those areas and a criminal team. They are really good solicitors and good to work with, they engage on a human level and clients like them as a result. It's a proper all-round service."

Chambers High Net Worth Guide 2018

Services

Family and Divorce

Recognised nationally and internationally as one of the best family law teams for our expertise in both finance and cases relating to children.

Considering Divorce or Separation

Considering divorce or separation is stressful and affects people in different ways. Our experienced family lawyers will listen and discuss the options with you.

Financial Arrangements

The majority of divorces and separations involve consideration of the family's financial arrangements. Our lawyers are highly regarded for their ability to give practical and clear advice on the financial implications of relationship breakdown.

Prenuptial Agreements

Prenuptial agreements are increasingly being upheld by the Courts and it is essential that you sign up expecting to be bound by it. If you are being asked to sign an agreement, you will need to understand the rights you are giving up by entering into it.

Postnuptial Agreements

Many couples also choose to have a postnuptial agreement when they are relocating to the UK and at least one out of the couple want to protect their assets in the event of a future English divorce. We regularly advise clients in relation to postnuptial agreements, whether freestanding or following a prenuptial agreement or foreign marriage contract.

Reconciliation Contracts

A reconciliation contract is a form of post-nuptial agreement which can allow couples to put their marriage back on track whilst at the same time prescribing in advance the terms of a split if the reconciliation fails.

Protecting your Assets

We can help you safeguard your future in case things don’t go to plan. Protecting your business, your estate and your relationships.

International Family Law

Whether you or your partner live abroad or hold assets abroad. We can assist with immigration questions, property, succession and tax planning.

Working with You and Other Professionals

We will work with you in ways that best suit your needs. That may involve us guiding and advising you in the background or representing you and fighting your corner in the courts. If required, we will call on additional support from other trusted professionals

Pensions and Divorce Insights

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+44 (0)20 7814 1200

enquiries@kingsleynapley.co.uk

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