Corporate and Commercial Law Blog

14 June 2017

Bridging loan over troubled water? Tips for a quicker and easier refinance

Bridging loans are short term, high interest loans that can be a useful resource to access funds quickly, at a price. Usually the main priority for our clients seeking to take out bridging loans is to drawdown funds quickly. In this blog we aim to share a few tips with borrowers who are considering bridging finance on how to achieve a smoother, quicker and easier refinance. Refinancing will never be stress free, but it can certainly be less stressful if you keep in mind these tips. 

Anna Shonfeld

5 June 2017

Borrower Beware – Tips for Borrowers

Shakespeare penned the phrase “Neither a borrower nor a lender be” over 400 years ago as a warning that lending arrangements between friends can be damaging to personal relationships. However, borrowing money in any circumstance can become risky if the terms of a loan are not properly understood and negotiated at the outset.

With this in mind, we have prepared a short summary of key points to consider by a borrower when seeking debt funding. 

Anna Shonfeld

24 May 2017

Cyber-security, ransomware and the GDPR

One in five NHS Trusts were hit by a cyber-attack known as “Wannacry” on 12 May 2017 leading to PCs and data being locked up and held for ransom. The malicious ransomware known as WanaCrypt0r has hit companies and other organisations, from Russia to Australia, and Europol estimated there had been 200,000 victims in at least 150 countries. It was alleged that NHS networks were left vulnerable because they were using outdated Windows XP software, which is no longer supported by Microsoft, and therefore security upgrades had not been installed. The National Cyber Security Centre warned that more cases of the ransomware were expected to come to light beyond the NHS and “possibly at a significant scale”. 

Andrew Solomon

11 May 2017

Driverless Cars: is the law still playing catch-up?

We published a blog last year about Uber’s pilot and driverless cars and, at that point, it seemed straight out of the pages of a science fiction novel, but driverless cars are now well and truly amongst us, and it seems that everyone is jumping on the band wagon. 

Andrew Solomon

5 April 2017

Companies and directors of larger companies face criminal prosecution and unlimited fines for non or misreporting of payment practices

On 6 April 2017, new criminal offences for companies and directors will be introduced when the Reporting on Payment Practices and Performance Regulations 2017 (“the Reporting Regulations”) come into effect. Similar Regulations relating to limited liability partnerships (LLPs) will also come into force. 

Johanna Walsh

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