Jill is a partner in Kingsley Napley’s Financial Services Group and has an extensive track record in advising firms and individuals facing regulatory and criminal investigations by the Financial Conduct Authority (FCA). Having had the benefit of a 12 month secondment at the Criminal Prosecutions Team at the FCA, Jill has particular insight into the organisation’s approach to the investigation and prosecution of serious financial offences.
Jill advises firms from across the breadth of the regulated sector on the authorisation process, on registration under the Money Laundering Regulations and on supervisory issues. When an authorised firm discovers an internal fraud or other misconduct which may have regulatory implications, it is important that swift and decisive action be taken to address the issue and to satisfy the regulator that all appropriate steps have been taken. Jill has particular expertise in advising firms who are, or who may be, under the scrutiny of the FCA to take a proactive approach to head off potentially adverse action.
Jill advises senior managers and certified persons caught up in investigations into potential breaches of FCA Rules and Principles. She has vast experience in advising individuals - both within and outside the regulated sector - who are facing investigation and / or prosecution by the FCA for criminal offences, and has particular expertise in representing those being prosecuted for insider dealing, including two clients who faced insider dealing charges in large, complex prosecutions. Both were acquitted on all counts.
Jill also advises individuals in respect of applications to hold senior manager or certified person roles and those whose approved status is at risk. She has advised upon applications to vary or revoke prohibition orders and assisted numerous financial professionals in retaining their regulated status and maintaining their careers in the sector.
More generally, Jill has a broad fraud practice and has involvement in many of the largest Serious Fraud Office (SFO) investigations. She has advised many individuals, both overseas and in the UK, facing potential section 2 / compelled interviews by the SFO, and ensures that they are fully supported throughout that process.
Jill has considerable experience in conducting internal investigations on behalf of corporates, public authorities and other organisations, with particular experience in the regulated financial sector.
Cyber-crime forms an increasing part of Jill’s practice. She specialises in advising individuals and corporates facing investigation or prosecution for cyber-related offences, including computer-enabled fraud, malicious communications, data protection breaches and other forms of computer misuse. Jill has written and spoken widely on cyber-crime and has a particular interest in the regulatory and criminal aspects of cryptoassets. Jill is also listed in the Spear’s ranking of the best cryptocurrency advisers for high-net-worth-individuals in the UK.
Jill is also:
- Listed as 'Recommended' for Spears 2024 best cryptocurrency and digital assets advisers for HNW individuals
- Listed as Leading Partner in Legal 500 for Financial Services Contentious and Fraud: White Collar Crime (advice to individuals).
- Ranked in Chambers and Partners for Financial Services: Contentious Regulatory | UK
What clients and directories have said
Jill Lorimer is completely dedicated."
Chambers UK, 2025
Jill is very approachable, easy to work alongside and is extremely knowledgeable."
Chambers UK, 2025
Jill Lorimer is a tough opponent and has outstanding client care skills"
The Legal 500, 2025
Jill Lorimer is a brilliant lawyer who is clearly trusted by her clients and others within the legal financial services industry. She is a clear headed and insightful lawyer, who goes above and beyond for her clients."
The Legal 500, 2025
Jill Lorimer is an outstanding practitioner with an intelligent and incisive approach to getting positive outcomes."
The Legal 500, 2025
My stand-out mentions go to Jill Lorimer and Anna Holmes…. I have worked with them closely on a couple of projects and they are outstanding in the work they produce, the outcomes they achieve, and the speed at which it is completed."
Legal 500 UK, 2023
Jill Lorimer has huge experience in the cross-over between financial crime and financial services regulatory work."
Legal 500 UK, 2021
She is able to have clear, straightforward conversations in highly sensitive situations."
Chambers UK 2021
A key part of this department; never hogging the limelight, she is the oil in the engine of the team."
Legal 500 UK 2020
...is a partner with great knowledge of the industry."
Legal 500 UK 2020
A very hard-working and approachable solicitor."
Legal 500, 2018
"...a complete star…a consummate professional…extremely capable and hard-working."
"...an absolute life-saver."
Thank you for taking on this case and for your resilience which led to a successful outcome".
You have worked tirelessly on my case, never missed a step and managed me brilliantly."
...not only incredibly professional, but also clear, concise, helpful and very understanding during what has been an extremely difficult period for all concerned."
Professional societies and memberships
Publications, Press Highlights & Speaking Engagements
- How FCA’s senior managers reform could benefit advice businesses - FT Adviser, August 2025
- Is the FCA’s name and shame policy now dead in the water?, Solicitors Journal, February 2025
- Regulatory references under SMCR: what you need to know, FTAdviser, January 2024
- Letter to the Editor: SMCR review too late for many IFAs, May 2023
- Regulators Look To Speed Senior Manager OKs Amid Review, Law360, April 2023
- UK Crypto Firms and Regulator Blame Each Other for Industry Exodus, CoinDesk, February 2023
- 7 Areas To Look Out For In The Edinburgh Reforms Package, January 2023
- Attys Want Detail In Gov't Wishlist Of Financial Reforms, Law360, December 2022
- Chancellor proposes SMCR review, Solicitors Journal, December 2022
- Deadline looms for previously passported firms to apply for UK authorisation, November 2022
- FCA as gatekeeper of UK crypto AML regime: two years in, January 2022
- FCA signals streamlining of its own processes and toughening up of the regulatory gateway, July 2021
- Keeping the crypto market on its toes? The FCA publishes latest cryptoasset consumer research and takes regulatory action against Binance Markets Limited, June 2021
- Jill Lorimer and Mary Young write for International Business Law Journal on Developments in the UK Crypto Asset Landscape - May 2021
- FCA decision to ban three financial professionals for non-financial misconduct - Quoted in various sources, November 2020
- Quoted on currency.com - Navigating the wild west of crypto trading platforms, November 2019
- Article published in Compliance Monitor, Post-Brexit data sharing with EU regulators is key for FCA policing market abuse, 1 Feb 2019
- Quoted in City AM, City watchdog says UK firms need 'clarity' on cryptoassets, 23 January 2019
- Co-author, chapter on Criminal Law, Cyber Security Law and Guidance, Bloomsbury Professional, September 2018
- Quoted in Financier Worldwide - Regulating cryptocurrencies: Virtually inevitable?, 1 July 2018
- Contributor to "Kingsley Napley: Serious Fraud, Investigation and Trial", May 2009
Further Information
- Announced in the 2022 Spear's Magazine Index as one of the best cryptocurrency advisers for high-net-worth-individuals in the UK.
