Jill Lorimer

Partner

+44 (0)20 7814 1295 jlorimer@kingsleynapley.co.uk

Our People

Jill Lorimer leads Kingsley Napley’s Financial Services Group. Top-ranked in both Chambers and Legal 500, she is widely recognised as a leading practitioner in contentious financial services.

Jill advises firms from across the breadth of the regulated sector on FCA supervisory interventions, enforcement investigations and proceedings and contested authorisations applications. Where the regulatory relationship has broken down, her objective is to reset that relationship, restore trust and achieve the best possible outcome for the firm.

Where things go wrong within a regulated company, the FCA expects it to get to the bottom of the issue. Jill is frequently brought in by firms to conduct internal investigations, advise on reporting obligations and manage any regulatory fall-out.

Jill also advises senior managers and certified persons caught up in investigations into potential breaches of FCA Rules and Principles. She frequently advises individuals in fact-finding enquiries by their employer, as well as those subject to FCA disciplinary investigations and proceedings.

Jill has represented a number of firms and individuals who have challenged FCA decision-making before the Regulatory Decisions Committee (RDC). She has recently been instructed in two high-profile cases brought by clients against the FCA before the Upper Tribunal.

She draws on her extensive experience as a criminal defence lawyer to assist in individuals facing criminal investigation and / or prosecution by the FCA and has particular expertise in representing those being prosecuted for insider dealing, including two clients who faced insider dealing charges in large, complex prosecutions. Both were acquitted on all counts. Having had the benefit of a 12-month secondment at the Criminal Prosecutions Team at the FCA, she has particular insight into the organisation’s approach to the investigation and prosecution of serious financial offences.

More generally, Jill works closely with our Employment team to advise both firms and individuals on the full range of SMCR issues, including fitness and propriety assessments, conduct rules breaches and regulatory references.

+44 (0)20 7814 1295 jlorimer@kingsleynapley.co.uk Download vCard

“Jill Lorimer is a master in this field. Her knowledge and experience put her at the top of her field. She handles the most difficult of clients and situations with a steady hand, and can be relied upon completely.”

Legal 500 UK _ 2026

“Jill Lorimer is my go-to peer when it comes to referral of work and introductions to contacts. She is highly experienced and exceptionally good with clients, approaching matters with pragmatism and commerciality. We have worked on several matters together, and it is always a pleasure working with Jill.”

Legal 500 UK _ 2026

“Jill Lorimer is a tough opponent and has outstanding client care skills.”

Legal 500 UK _ 2025

“Jill Lorimer is a brilliant lawyer who is clearly trusted by her clients and others within the legal financial services industry. She is a clear headed and insightful lawyer, who goes above and beyond for her clients.”

Legal 500 UK _ 2025

“Jill is no-nonsense and really sensitive to client needs. She has a really phenomenal EQ.”

Chambers UK _ 2024

“Jill Lorimer is a defence assassin – operating below the radar to snuff out the problem at source and kill off the danger before others have even spotted that it exists.”

Legal 500 UK _ 2023

More Services

Jill advises Annex I firms in relation to anti-money laundering compliance and FCA supervisory issues and investigations.

Jill advises individuals in respect of applications to hold senior manager or certified person roles and those whose approved status is at risk. She has advised upon applications to vary or revoke prohibition orders and assisted numerous financial professionals in retaining their regulated status and maintaining their careers in the sector.

More generally, Jill has a broad fraud practice and has involvement in many of the largest Serious Fraud Office (SFO) investigations. She has advised many individuals, both overseas and in the UK, facing potential section 2 / compelled interviews by the SFO, and ensures that they are fully supported throughout that process.

Jill has considerable experience in conducting internal investigations on behalf of corporates, public authorities and other organisations, with particular experience in the regulated financial sector.

Cyber-crime forms an increasing part of Jill’s practice. She specialises in advising individuals and corporates facing investigation or prosecution for cyber-related offences, including computer-enabled fraud, malicious communications, data protection breaches and other forms of computer misuse. Jill has written and spoken widely on cyber-crime and has a particular interest in the regulatory and criminal aspects of cryptoassets.

Recent Cases

Jill’s recent cases include:

Rangecourt SA (formerly Banque Havilland SA) and others v FCA [2026] UKUT 00047 (TCC)
Robin Crispin Odey v FCA [2026] UKUT 00351 (TCC)
Conducting an internal investigation on behalf of a regulated firm in respect of fraud allegations
Advising a number of authorised and small payment institutions in respect of VREQs and other forms of supervisory intervention
Advising several individuals challenging market abuse allegations before the RDC
Advising senior financial professionals under criminal investigation for insider dealing

What clients and directories have said

“She knows the law and the case inside out and she can handle difficult clients beautifully.” – Chambers UK, 2025

“Jill is a brilliant and humble lawyer.” – Chambers UK, 2025

“She is unassuming yet incredibly thoughtful and astute.” – Chambers UK, 2025

“Jill Lorimer is a tough opponent and has outstanding client care skills.” – Legal 500 UK, 2025

“She is never afraid to go to bat for her clients.” – Chambers & Partners 2025

“Jill is no-nonsense and really sensitive to client needs. She has a really phenomenal EQ.” – Chambers UK, 2024

“Jill Lorimer is a defence assassin – operating below the radar to snuff out the problem at source and kill off the danger before others have even spotted that it exists.” – Legal 500 UK 2023

“Many of her clients never reach the stage of being charged or disciplined because she has anticipated and negated all viable criticism before it can crystallise.” – Legal 500 UK, 2023

Recognition

2026 Spears Top Recommended Cryptocurrency & Digital Assets

2026 Legal 500 Leading Partner in Financial Services (Contentious)

2026 Chambers Band 1 in Contentious Regulatory (Individuals)

Publications, Press Highlights & Speaking Engagements

Chapter contributor to:

Kingsley Napley: Serious Fraud, Investigation and Trial (4th edition, Lexis Nexis)
Cyber Security: Law and Guidance (Bloomsbury Professional)

Articles

City firms race to prepare for FCA crackdown on bullying and harassment, The Guardian, August 2026

FCA Crackdown on Bullying and Harassment: New Rules for UK Finance Firms, World Today News, August 2026

How FCA’s senior managers reform could benefit advice businesses, FT Adviser, August 2025

FCA Proposes Streamlined SM&CR Reforms to Reduce Firms’ Compliance Burden, Finance Day, July 2025

FCA set to simplify senior manager regime, Business & Accountancy, July 2025

Senior Managers Regime Revamp Risks Letting In Bad Apples, Law360, July 2025

Mansion House speech: Rachel Reeves’ five key reforms for UK banks, The Banker, July 2025

FCA and PRA propose reforms to ease SM&CR burden, Accountancy Age, July 2025

FCA Reforms To SMCR, Plus Comment & Analysis, insurance-edge.net, July 2025

U.K. proposes streamlining regime meant to hold fin serve executives to account, Compliance Week, July 2025

UK Growth Push Puts FCA Enforcement On Unfamiliar Footing, Law360, June 2025

FCA delays work on sexual harassment and bullying, Financial News, March 2025

FCA’s name and shame policy was ‘deeply flawed from the outset’, Professional Adviser, March 2025

Controversial ‘name and shame’ plans axed by finance watchdog, The Herald, March 2025

Plans to shame probed firms are dropped, The Courier (Main Edition), March 2025

U-turn on plans to name and shame probed companies, The Press and Journal (Inverness. Highlands & Islands), March 2025

UK’s FCA Abandons Controversial “Name and Shame” Plans Amid Backlash, crowdfundinsider.com, March 2025

Partners Welcome FCA Reversals on Naming Firms Under Investigation, Law.com, March 2025

Experts respond to FCA shelving ‘flagship initiatives’ on enforcement, D&I and non-financial misconduct, Insurance Age, March 2025

FCA scraps ‘name and shame’ enforcement plan and stalls on D&I – Compliance Monitor, March 2025

FCA and PRA ditch plans to progress with diversity and inclusion targets, Investment Week, March 2025

Regulatory Rollback Gathers Pace As Programs Axed, Law360, March 2025

FCA’s shelved name and shame policy ‘deeply flawed from the outset’, Professional Adviser, March 2025

FCA drops plans to routinely ‘name and shame’ firms under investigation, The Independent, March 2025

FCA drops plans to routinely ‘name and shame’ firms under investigation, Standard.co.uk, March 2025

FCA drops plans to routinely ‘name and shame’ firms under investigation, Daily Mail, March 2025

FCA abandons plan to ‘name and shame’ more firms under investigation, Accountancy Age, March 2025

FCA shelves ‘name and shame’ plans plus two other flagship initiatives, International Adviser, March 2025

FCA’s cancelled name and shame policy ‘deeply flawed from the outset’, Investment Week, March 2025

‘Abject failure’: U.K. lawmakers sound off on FCA’s failed ‘naming and shaming’ enforcement, Compliance Week, March 2025

FCA softens stance on D&I rules: A welcome relief for smaller firms?, Professional Adviser, March 2025

Is the FCA’s name and shame policy now dead in the water?, Solicitors Journal, February 2025

FCA name-and-shame plans slammed by Lords committee, ICLG, February 2025

Lords Committee ‘unconvinced’ on FCA name and shame proposal, Insurance Age, February 2025

Lords committee urges FCA to call off ‘damaging’ name and shame plans, Professional Adviser, February 2025

Blowback From Name And Shame Plan Hurts FCA Credibility, Law360, February 2025

FCA faces backlash over plan to expose firms under investigation, Accountancy Age, February 2025

Is the FCA’s name and shame policy now dead in the water? Solicitors Journal, February 2025

Regulatory references under SMCR: what you need to know, FTAdviser, January 2024

Letter to the Editor: SMCR review too late for many IFAs, May 2023

Regulators Look To Speed Senior Manager OKs Amid Review, Law360, April 2023

UK Crypto Firms and Regulator Blame Each Other for Industry Exodus, CoinDesk, February 2023

7 Areas To Look Out For In The Edinburgh Reforms Package, January 2023

Attys Want Detail In Gov’t Wishlist Of Financial Reforms, Law360, December 2022

Chancellor proposes SMCR review, Solicitors Journal, December 2022

Deadline looms for previously passported firms to apply for UK authorisation, November 2022

FCA as gatekeeper of UK crypto AML regime: two years in, January 2022

FCA signals streamlining of its own processes and toughening up of the regulatory gateway, July 2021

Keeping the crypto market on its toes? The FCA publishes latest cryptoasset consumer research and takes regulatory action against Binance Markets Limited, June 2021

Jill Lorimer and Mary Young write for International Business Law Journal on Developments in the UK Crypto Asset Landscape – May 2021

FCA decision to ban three financial professionals for non-financial misconduct – Quoted in various sources, November 2020

Quoted on currency.com – Navigating the wild west of crypto trading platforms, November 2019

Article published in Compliance Monitor, Post-Brexit data sharing with EU regulators is key for FCA policing market abuse, 1 Feb 2019

Quoted in City AM, City watchdog says UK firms need ‘clarity’ on cryptoassets, 23 January 2019

Co-author, chapter on Criminal Law, Cyber Security Law and Guidance, Bloomsbury Professional, September 2018

Quoted in Financier Worldwide – Regulating cryptocurrencies: Virtually inevitable?, 1 July 2018

Contributor to “Kingsley Napley: Serious Fraud, Investigation and Trial“, May 2009

Professional Societies & Memberships

Learn More

Criminal Litigation Financial Services Financial Services Investigations Criminal Litigation Civil Fraud and Investigations Serious Fraud FCA Investigations White Collar and Financial Crime Internal Investigations Crypto Assets

01 September 2026

Jill Lorimer

About Jill

More Services

Recent Cases

What clients and directories have said

Recognition

Publications, Press Highlights & Speaking Engagements

Professional Societies & Memberships

Learn More

Insights from Jill

New rules on non-financial misconduct now in force

New Buy Now Pay Later regulation: what do lenders need to know?

New UK crypto regime takes a step closer

Insights into Employment Law: Part 1

Is the FCA’s name and shame policy now dead in the water?

Motor finance: FCA drives towards formal redress scheme