Blog
Updated Insolvency Code of Ethics: what do insolvency practitioners need to know?
Jenny Higgins
22 November 2017
Budget 2017 - Stamp Duty Land Tax "abolished" for first time buyers
As part of the government’s commitment to “fix” the housing market, many had predicted that today’s budget would include SDLT reforms. The budget did not disappoint, introducing reforms for first time buyers, but did it go far enough?
14 November 2017
Is it RIP for the RPI?
Earlier this year, the Office for National Statistics published a statement saying that the Retail Price Index (RPI) "is a flawed measure of inflation with serious shortcomings and we do not recommend its use.”
27 October 2017
Separate Representation and ‘reluctant lenders’ – know how to get the result you need!
Rarely do I write a blog with such personal input or knowledge. However, I am currently going through the exciting (and stressful) process of buying my first flat. I had never before considered that the right to choose my own legal representation would cause an issue for our lender. However, if you are about to embark on this journey I implore you to read on, so you know how to deal with lenders and get the result you need to ensure that this right is not swept from under your feet.
27 September 2017
Preparing for the results of the Consultation on ‘Leasehold’ Houses
At the end of July the Government announced a new consultation on the ownership structure of new build Homes in England, following the surge in recent years in new build Leasehold houses.
25 September 2017
Lessees beware - Insurance proceeds are not enough!
It is not unusual to see in a long Lease of a residential flat, a Landlord's right to terminate or for the Lease to automatically determine, in the event of damage or destruction of the flat or block where it is not possible to reinstate the block within a certain period, usually 3 years. The lease will then provide for the insurance proceeds to be divided between the Landlord, the Tenant and the other lessees of the block in such proportions as the parties agree, having regard to their respective interests.
