Banking and Finance

In the current economic climate, entrepreneurs and start-up ventures often struggle to find their feet financially. Balancing the terms of the finance package on offer and the commercial objectives of the parties, whether lenders or borrowers, can be a delicate business, requiring expert input in order to achieve the best result.

Our team of specialist commercial and corporate solicitors will help you to structure and negotiate effective lending arrangements for your business. We offer a service which is tailored to suit your needs and the way you operate.  We work closely with our clients to deliver commercial and cost-effective advice across a range of corporate, real estate and asset lending transactions.  These range from advising on complex syndicated lending packages to straightforward financings and refinancings.  In addition to secured lending transactions the team is involved in drafting and negotiating revolving credit facilities, overdrafts, multi currency facilities and development finance facilities. Our commercial lawyers also advise on funding to organisations in the not-for-profit sectors, such as charitable institutions and social housing.

We advise clients on their existing loan arrangements including giving advice on potential default situations and how best to remedy them through practical negotiations with their lenders and investors.

Our corporate solicitors advise on a full range of banking and finance services, including:

• Acquisition/leveraged finance;
• Corporate banking;
• Real estate finance (including development and construction finance);
• Invoice and stock finance;
• Restructuring;
• Drafting loan documentation;
• Secured lending;
• Syndicated lending;
• Structured property finance;
• Tax driven transactions;
• Collateral mortgages;
• Sale and leaseback;
• Guarantees;
• Working capital facilities;
• Intercreditor agreements; and
• Mezzanine and junior lending.

For more information or to speak to one of our team of commercial and corporate solicitors please contact Keith McAlister at kmcalister@kingsleynapley.co.uk.